Early or late retirement

The retirement age in our pension fund is 68. You may also take early or late retirement.

Would you like to retire early?
It is possible to retire as of 5 years before your AOW-benefit age. Your monthly pension benefit will be lower. Your pension accrual will stop earlier and it will need to be paid over more years. If you retire early, you will not yet receive any old age pension from the state (AOW).

Would you like to retire late?
It is possible to retire within 5 years after your AOW-benefit age. Your monthly pension benefit will be higher. Your pension will need to be paid over less years. If you retire later, you will also receive old age pension from the state (AOW).

What should you do?

  • Agree things clearly with your employer well in advance.
  • If you want to retire before the age of 68, please <a href="https://www.pfjnj.nl/contact" target="_blank">contact us</a> no later than 6 months before the date on which you wish to retire.