Cohabitation or marriage

You are retired and have a new partner. Perhaps you will both cohabit or get married. Does this affect your pension?

Your pension benefits remain unchanged
If you marry or start cohabiting after your retirement, this has no effect on your pension benefits. The same amount will be deposited in your account each month. Your partner will not be entitled to partner’s pension. You therefore do not have to register your partner at the pension fund.

Your AOW benefit will change
If your partner also receives an AOW benefit, you will each start to receive the AOW benefit for married couples. This is lower than the AOW benefit for single individuals.

Read more about AOW on the site of the Social Insurance Bank: